Well, you know what they say: if you want to make God laugh, tell Her your plans!
Sometimes it seems like life just didn’t get the memo. Things don’t always go to plan, we all know that, and never more so than after the recent flood event that was experienced around the region — few of us remained unaffected in some way by the event that unfolded a couple of weeks ago.
Many people had their homes inundated with floodwaters, and with that there are, of course, financial implications. So I want to highlight some of the resources available to assist with recovery.
Just about anyone who had to get out of their home for any period due to being inundated with floodwater qualifies for some financial assistance. Eligible residents should persevere in applying for the relevant grants and programs. I am hearing reports of difficulties and delays due to the sheer volume of people applying — keep trying!
Money has been made available by the state and federal governments for people affected by floods. Immediate payments of up to $1000 for individuals, $5000 for businesses, as well as ongoing relief payments for individuals, and larger payments of up to $42,250 for uninsured homeowners have all been announced, and most have been activated.
I don’t want to veer into giving direct advice about what the government has made available, but you can call the Flood Recovery Hotline on 1800 560 760, or contact Centrelink or your local Neighbourhood House for advice and assistance with applying.
In addition to this government funding, there are lots of local organisations supporting with clean-up efforts, food relief and general assistance.
For those unaffected by floods, there are other government bonuses that you may not yet have taken advantage of. For example, the Power Saving Bonus of $250 is still available for every household in Victoria that hasn’t yet claimed it.
Final word, for anyone who is struggling with a mental health issue — related to the floods or otherwise — support is available. You can see your GP and ask them to devise a mental health treatment plan for you. You know I’m a big fan of a ‘plan’!
A mental health treatment plan can include up to 20 sessions per calendar year with a psychologist, occupational therapist or social worker through a Federal Government initiative aimed at improving outcomes for people with mental health disorders. This scheme represents significant savings but, more importantly, can help you access the mental health support you need.
The author of The Plan has requested to remain anonymous in order to shine a brighter light on some of the more challenging aspects of their recent financial hardship.
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